Flood Insurance In Altoona & Central PA

How to Protect Your Home in Case of Flood in Central Pennsylvania

Flooding can be caused by conditions such as heavy rain, storms, hurricanes and melting snow. Floods can occur no matter where you live and can damage your home, apartment or business. Even if your home is not in a floodplain it can happen to anyone. Flood damage can occur to your property with even just a few inches of water. That is why it is important to have flood insurance and be prepared when unexpected weather hits.

Living on floodplain is not required to buy flood insurance. Most homeowners’ and renters’ insurance policies do not have flood coverage, and it must be purchased with another policy. Carlin & Associates insurance agents will help you find the right flood insurance that will protect your home and your belongings in it.


Private Flood Insurance for Altoona, Johnstown & State College

CFlood insurance is the best way to protect your property from water damage caused by a flood. The coverage from flood insurance will protect most types of property and the personal belongings in it. Carlin & Associates insurance agents will help you find the right coverage for your needs. Damage caused by floodwater can be expensive, contact Carlin & Associates Insurance, Inc. to find out how NFIP can help you.

Flood insurance covers:

  • Homes
  • Clothing
  • Furniture
  • Appliances

  • Commercial Buildings
  • Electrical Systems
  • Plumbing Systems
  • Foundations

  • Furnaces & Heaters
  • Electronic Equipment
  • Air Conditioning

NFIP (National Flood Insurance Program) for Altoona, PA Area

The National Flood Insurance Program or NFIP is a federally operated program for homeowners, renters and businesses. It was created in 1968 because of the lack of private flood insurance, and it allowed for more federal assistance for disasters related to floods. Those whose communities do participate in the NFIP can get federal government provided flood insurance that is affordable. To find out if your community participates in the program, contact Carlin & Associates Insurance, Inc. at (814) 944-5028.