Business Insurance In Altoona & Central PA

Insure Your Employees’ Future with Carlin & Associates

Protecting business equipment, employees and profits is critical when assessing the types of business insurance needed for your company. Business insurance helps protect your business in the event of natural disasters, acts of vandalism, on-the-job injury, lawsuits or settlements by providing the financial means to recover. Carefully reviewing different types of coverage allows you to make informed decisions about the coverage needed for your business.

Group Health Insurance for Businesses in Altoona, PA

Carlin & Associates Insurance, Inc. works with many group health insurance carriers with a variety of plans, doctors, locations, and services to choose from. Our insurance agents can help your business get the coverage you need and the high-quality health care you can count on for your employees. Carlin & Associates has group health insurance plans for companies of all sizes. Our insurance plans can allow you to provide the medical, dental, vision, prescription and other protection plans to your employees..

General Liability Insurance for Businesses in Altoona, PA

General liability is perhaps the most important type of insurance, which protects your business from accidents, injuries, and negligence claims. Product liability and professional liability insurance covers the cost of lawsuits and settlements brought on by malpractice or safety violations. Commercial property insurance policies typically cover damage caused by natural disasters, wind, water, fire, and vandalism.

Surety Bonds at Carlin & Associates Insurance, Inc.

A surety bond is a type of insurance between three parties that guarantee the fulfillment of a contract or agreement. The three parties involved are known as the principal, the obligee, and the surety. Are you in need of a surety bond? At Carlin & Associates Insurance, Inc., our agents will help you figure out which type of bond you need and understand all of the requirements. For more information about how our agents can assist you, contact us at (814) 944-5028.

Workers’ Compensation Explained by our Trusted Agents

Workers’ compensation insurance is designed to cover employers in the event of work-related injury, illness or disability. The insurance covers medical expenses and wages lost until an employee is able to return to work. Workers’ compensation insurance companies pay these benefits, and employers must provide these to its employees. For more information on workers’ compensation insurance, contact our agents at Carlin & Associates Insurance, Inc. at (814) 944-5028.

Benefits provided by workers compensation:


  • Loss of Wages
  • Medical Treatment
  • Death Benefits
  • Specific Loss Benefits


Inland Marine for Business Owners in Central Pennsylvania

Inland marine insurance is a type of property insurance that covers specialized items that standard insurance does not. Inland marine covers property that is moved place to place and protects them from loss, damage and theft. Inland marine insurance has a very broad range of property it covers and the events that could cause damage to it. Inland marine coverage might be a good option for your business if you frequently transport items of high value. Our agents at Carlin & Associates can help you decide whether Inland Marine coverage is right for your business.

Items protected by inland marine insurance:

  • Computers & Related Equipment
  • Communications & Networking Equipment
  • Construction & Contracting Equipment
  • Medical & Scientific Equipment
  • Photography Equipment

Types of coverage:

  • Bailee’s Customer Coverage
  • Builder’s Risk
  • Exhibition & Fine Art Coverage
  • Installation Floater
  • Motor Truck Cargo Coverage

Business Auto Coverage with Carlin & Associates Insurance, Inc.

With the right coverage, you can have peace-of-mind knowing that your employees and company vehicles are protected. If an accident or any other damage occurs while using a company vehicle on the job, business auto insurance will cover that. Our agents have experience working with businesses of all different sizes and industries and will make sure your company vehicles are insured well. Auto business insurance can cover cars, light trucks, SUVs, tractor-trailers, vans, and more.

Business auto insurance covers:

  • Auto Liability
  • Medical Payments

  • Collision Coverage
  • Uninsured Motorists Coverage
  • Comprehensive Coverage
  • Coverage for Autos Borrowed/Rented
  • Coverage for employees who use their own cars for the business